When it comes to vehicles, classic cars are absolutely at the top of the pyramid, with their amazing features setting them far apart from the rest of the crowd. Unfortunately, as is typical for anything that attracts attention, classic cars tend to attract a decent share of thieves and vandals. Additionally, because classic cars are rare and tend to be expensive, many large “major player” insurance companies and agents will not even offer insurance for them.

But just because it can be mildly difficult to find the right kind of insurance for your classic car, that does not mean that you can simply drive around without any insurance. Many states require that your vehicle be insured, and you can face serious fines if you are caught driving without adequate insurance coverage.

Finding the right kind of insurance for your classic car is going to take a little bit of time, and a lot of research. Even more research will be involved if you are set out to find the cheapest available antique and classic car insurance available. There are car insurance companies out there which specialize in insurance options for antique and classic cars. Additionally, there are large automobile insurance companies which offer specialized insurance including antique and classic car insurance, but you will have to do a decent bit of searching in order to find them.

A good place to start is with insurance companies like Hagerty, Leland west and Norwich Union which all specialize in antique and classic car insurance. It is important that you weigh a lot of different options, because the costs associated with antique and classic car insurance can vary wildly depending on which automobile insurance provider you go with.

It is also important that you determine what each insurance company will value your classic car at, in order to make sure that you are going to be insured for the full value of your car. Traditional car insurance values the car at the cost to replace it, minus any depreciation that it has experienced. This is what sets antique and classic car insurance apart from traditional car insurance. With antique and classic car insurance, the value of your vehicle is typically an agreement made between you and the insurance provider. This way, you will not lose a serious investment in the event that your vehicle is ever totaled in an accident, or stolen and never recovered.

The absolute best option for you to pursue when it comes to automobile insurance for your classic car is called an agreed value policy. Before this type of policy is purchased, you are required to sit down with an agent with the insurance company in order to come to a concrete agreement for the value of your vehicle. If your vehicle is ever totaled or lost, this is the amount that will be paid by the insurance company. This is also the point where you will receive a quote for the monthly payment. Another thing that sets antique and classic car insurance apart from traditional car insurance is the fact that antique and classic car insurance premiums are typically significantly smaller than what you will pay for traditional car insurance.

However, not just anyone can acquire antique and classic car insurance, so before applying you should make sure you qualify for all of the following criteria:

- Many antique and classic car insurance policies require that you meet a specific age limit. This is to insure that the driver(s) on the policy have adequate driving experience and are not in jeopardy of causing an accident. This makes it difficult for young and new drivers to acquire automobile insurance, even if they are driving an antique or classic vehicle.

- Many antique and classic car insurance policies have also imposed a minimum age limit for your vehicle, in order to determine whether or not it can be considered an antique car. The typical limit is fifteen years old, so if your vehicle is less than fifteen years old you may have difficulty securing antique car insurance for it.

- In order to qualify for classic car insurance, there are certain limits on how your classic car can be used. For example, you must have a garage or some other form of protective storage to park the vehicle in. Additionally, you cannot use your classic car for any business purposes. Finally, there is a limit on the number of miles that you can put on your vehicle every month or year. If you go over the mileage limit you can but your vehicle in danger of losing its protective insurance. Because of the imposed mileage limit, you must also be able to prove that you have another vehicle which is used for normal driving.

Antique and classic car insurance is by far the best option if the vehicle that you are driving can be considered a collectible. This form of insurance is designed to protect cars that appreciate in value over time rather than depreciating. Most insurance companies will allow you to insure your classic car traditionally if you cannot find adequate antique car insurance, but you should expect to pay more in monthly premiums, and to receive significantly less in a pay out settlement if your vehicle is ever totaled.

What this means is that if you are driving an antique or classic car, and specialized insurance is available to you on a local level, you should absolutely take the offer in order to protect your vehicle inexpensively without losing out on the serious investment that went into your prized possession.

My brother and I plus several classic car enthusiasts were invited to have a rare seldom seen glimpse of Uncle Phil Maloof’s car collection on Edith Blvd in Albuquerque NM. He has a minimum of several hundred cars in several large climate controlled buildingd and all of his cars are in running order. This is the second time I have seen the collection, once in 1987 and then in 1999. It was a nice pleasant sunday afternoon and we drove my brothers beautiful restored 1938 Buick coupe to and fro …

My brother and I plus several classic car enthusiasts were invited to have a rare seldom seen glimpse of Uncle Phil Maloof’s car collection on Edith Blvd in Albuquerque NM. He has a minimum of several hundred cars in several large climate controlled buildingd and all of his cars are in running order. This is the second time I have seen the collection, once in 1987 and then in 1999. It was a nice pleasant sunday afternoon and we drove my brothers beautiful restored 1938 Buick coupe to and fro …

Antique Car Wrecks: From Old Cars Sic “Wreck of the Week” Photo Album

There are several examples of classic cars in America, some of the most popular are:

Ford Mustang, Dodge Charger. Chevrolet Impala, Chevrolet Chevelle, BMW 3 Series, Bentley Turbo R, and Volkswagen Beetle.

Classis cars captivate people from all ages; they are somehow part of the 20th Century history. Car shows and exhibitions are held throughout the world where classic cars enthusiasts reunite to exhibit their jewels.

When built, cars are not meant to be a classic, time and people are the two key factors when deciding what becomes a classic and what does not. American culture has given classic cars a new meaning. Restorations worth tens of thousands of dollars and paint jobs that resemble a brand new car, and chromed engines, are just part of the investment that classic cars enthusiasts perform to maintain their jewels flawless.

One famous classic car collector is NBC’s former star on ‘The tonight show’ Jay Leno. He does not only collect classic cars, but also classic motorcycles. His cars range from the early 1900’s to modern masterpieces.

Classic car auctions take place al over the United States, these auctions are the perfect place to find rare pieces as well as bargains; television broadcasts take place from time to time, representative of the love and admiration that the American society has given to the classic cars move.

Owning a classic car in not cheap, for starters, classic cars need a lot of maintenance, the cars should always be kept clean and away from direct sunlight to avoid damages in the paint job, tires for classic cars are always a details that should not go unattended, and some sets of tires can cost up to $5,000.00 USD. Transportation to car shows is also expensive whether if it is via air or ground.

One of the most important pieces of the car and most of the times, the most expensive, is the engine. When we talk about classic cars and engines, you better take your check book with you, not every engine can be placed in every car, moreover, the engine that will be placed in a classic car must be chromed and have state-of-the-art components, and that costs money. That is why you will often find celebrities whose hobby is collecting classic cars, and who could blame them? They have the money to do it!

Classic cars are here to stay, so next time you see one of these jewels down the street, stop and admire the fine piece of art and the culture on wheels. In case you want to check more about this topic, try to visit www.antique-classiccars.com